There are different platforms which make payments as easy as possible for both customers and merchants. Android Pay and Apple Pay store customer’s bank account and credit card details on mobile devices and make purchases seamless. These can be topped up with many forms of payment, including cash.
2 Making mobile payments easy
Android Pay lets people make payments on their phone and works with hundreds of thousands of contactless payment points worldwide.
Android Pay is easy to set up, which makes it very attractive to consumers. They simply download the Android Pay app from Google Play and select the participating debit, credit, loyalty, or gift card they want to pay with.
In-app payments can be made with Android Pay too. This means consumers don’t have to enter their details every time they make an in-app payment.
Security is built-in to Android Pay. Every transaction is tracked, a virtual account number is given to the user so card details are secure, and if the phone is lost it can be locked using Android Device Manager.
Apple Pay is a mobile payment and digital wallet service that lets people make payments using an iPhone, Apple Watch, iPad or Mac, and works with existing contactless terminals. In-app and web payments can be made with Apple Pay too. When you pay, a device-specific number and unique transactions code is used, so your card number is never stored on your device, or shared with merchants.